Chessen

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1.

The U. S. unemployment rate still hovers close to 10 percent and Chessen noted that delinquencies are tied closely to unemployment.

美国失业率仍盘旋在接近 10%的水准，Chessen 指出，违约与失业密切相关。

2.

"The fall in consumer delinquencies is a very positive and hopeful sign , " said ABA Chief Economist James Chessen in a statement .

“消费者违约率下降是非常正面且令人充满希望的迹象，”ABA 首席分析师 JamesChessen 在一份声明中称。

3.

Chessen, a stay-at-home mom who now has all three of her children -- a first-, fourth- and sixth-grader -- enrolled in the school .

她是一位全职妈妈，目前她的三个孩子都在这所学校就读，分别是一年级、四年级和六年级的学生。