You've likely run into a Buy Now, Pay Later option at checkout. Here's what you should know before clicking that confirm ...

Buy now, pay later (BNPL ... immediately while paying in installments instead of making one full payment upfront. This can make budgeting easier by allowing consumers to spread out their payments ...

Afterpay is best for people who can make their payments on time ... technology system known for its online payment system. It launched its own buy now, pay later product known as "Pay in 4 ...