Our most recent research, “Under the Microscope: Fixed-Indexed Annuities With Guaranteed Lifetime Withdrawal Benefits” details how this popular investment vehicle works and determines whether ...

Deferred Annuities: With deferred annuities, payouts begin at a later date. These are further divided into subcategories: Fixed Annuities: Offer guaranteed returns with minimal risk. Fixed Index ...

with coverage of book value annuities, multi-year guaranteed annuity (MYGA) contracts, immediate annuities, deferred income annuities (including QLACs), and fixed indexed annuities.

The Fed’s recent rate cuts are reshaping the landscape for fixed annuities ... to consider alternatives like variable annuities or registered index-linked annuities for potentially higher ...

When it falls, you still receive minimum guaranteed payments. That’s why indexed annuities are a type of fixed annuity. Most indexed annuities limit your potential gains and losses in a ...

But annuities? They’re a bit of a hybrid, with most regulation taking place at the state level, complemented by federal oversight for certain types. Unlike more familiar financial products ...

Another expensive annuity product trying to masquerade as an investment vehicle is the fixed indexed annuity, formerly known as the equity indexed annuity. These annuities claim to blend the ...

A fixed annuity offering a substantially higher ... of the length of the surrender period and the surrender charges. Indexed annuities, often called equity-indexed annuities, offer limited upside ...